How do I get a copy of my no claims bonus?

There are three main ways to get proof of your no claims bonus and claim a discount on your car insurance:

1. From the letter you receive when your policy is due for renewal.
2. From the cancellation letter you receive when you switch to a new provider.
3. By contacting your existing insurer by phone, by post or online.

How do I find my NCB insurance?

So, the earned NCB percentage will be calculated on the total premium minus the third-party liability premium. Understanding this is important, as car owners often wonder if there’s a calculation error as they usually calculate the NCB on the total premium and feel they have received an insufficient discount.

How do I get my no claims bonus without a car?

How do I keep my no claims bonus without a car? If you currently don’t have a car, you should still be able to keep your existing no clams discount providing you buy another car and take out an insurance policy within two years – after that, your NCD will be invalid.

What is no claim bonus certificate?

NCB actually stands for ‘No Claim Bonus’. It is actually a kind of reward that the car insurance providers provide to their customers when they do not file any claim in a policy year. In this reward, the insured person gets a discount on their premium when they renew their insurance in the next policy year.

What is certificate of no claim?

This is a document certifying that the third party has not made any claims from their own insurance company. The contents of a CNC basically indicate that the third party’s insurance company certifies that it has been involved in the vehicular accident and that he or she did not file any claims with them.

Can we transfer no claim bonus to new car?

Is it possible to get the NCB transferred to a new car? Yes, it is possible to get the NCB transferred to a new car because this discount is awarded to the policyholder and not on the insurance policy. One can get a 50\% discount if no claims are raised for a long period of time.