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Does being a guarantor on a lease affect my ability to get a mortgage?

Does being a guarantor on a lease affect my ability to get a mortgage?

Even if the primary tenant pays the rent on time, acting as a cosigner could make you less attractive to lenders, particularly if you’re looking to apply for a mortgage.

Does being a guarantor affect my borrowing capacity?

When you apply for credit, you may need to tell the credit provider about any loans you are a guarantor on. This may affect your borrowing capacity, especially if you want to borrow against the property you have provided as security.

How do I remove myself from being a guarantor?

If you are a guarantor and no longer wish to be, you must obtain the consent or agreement from the landlord before you will be released from your liabilities, which, if the rent is in arrears, the landlord is unlikely to agree to.

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How can I get OTP verification over phone call?

Contact us at [email protected]/[email protected] to know more. This is an add-on which allows OTP Verification over Phone Call instead of SMS. The code will be received via a phone call to the customer. Contact us at [email protected]/[email protected] to know more.

What is OTP and how does it work?

OTP is a “One-Time Password” which is randomly generated and sent to your registered mobile number and registered email address for validation of your transaction. This is to provide an enhanced level of security on card transactions. The OTP will be sent to your registered mobile number and registered email address within 2 minutes.

How to send custom SMS and OTP verification codes in bulk?

Contact us at [email protected]/[email protected] to know more. This is an add-on which allows Admin to send Custom SMS and OTP Verification codes in bulk. Upload the CSV file or enter the numbers manually along with the SMS template that needs to be sent in bulk. Contact us at [email protected]/[email protected] to know more.

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What is ototp verification plugin?

OTP Verification plugin verifies Mobile Number of users by sending verification code (OTP) during registration. It removes the possibility of a user registering with fake Email Address / Mobile Number. This plugin checks the existence of the Mobile Number and the ability of a user to access that Mobile Number.

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