Why is my insurance company asking for a recorded statement?

WHY DOES my insurance company want a RECORDED STATEMENT? If you reported the crash to your insurance company, it may want a statement to determine who is at fault for the accident. The insurance company may also want information about the extent of your damages and injuries.

Should I give a statement to the insurance company?

There’s no law requiring you to give a statement, recorded or unrecorded, to anyone after your car accident, and certainly not to an insurance company. Your insurance will ask you about the accident and what you remember of it, but they usually won’t require that you give a statement on record.

Should I give my own insurance a recorded statement?

Following a car accident, an insurance company may ask you to provide a recorded statement. If this insurance company is the other driver’s, there is no reason to do this. If it is your own, you may be obligated.

Can I refuse a recorded statement to insurance company?

You have the right to refuse a recorded statement if you don’t have legal representation. When insurance adjusters contact you for a recorded statement, you can direct them to speak with your lawyer to help protect your rights to the fullest. A lawyer prevents the insurance adjuster from using your words against you.

What do insurance companies ask you after an accident?

What is the year, make, and model of the vehicle you were driving at the time of the accident? Were there any other vehicles involved? What type of damage was done to your vehicle? Is your vehicle in need of repairs?

Should I give a statement to the insurance company after an accident?

As a general rule, it’s usually not a good idea to give a written or recorded statement to an insurance adjuster or investigator after a car accident.

Do you have to give a statement in a no-fault accident?

Your insurance policy is a contract, and the clause means you agree to provide information about any accidents you’re in. You may have no choice but to cooperate and give a recorded statement. You are legally required to turn to your own auto insurance policy for injury claims in no-fault insurance states.

What happens when you get a recorded statement from the insurance company?

What Happens in a Recorded Statement. After you file a claim, you’ll receive a call from the insurance adjuster about your accident. The adjuster will ask you early on to provide a recorded statement. Keep in mind that even before you’ve agreed to provide a statement, anything you say can be used against you by the insurance company.

What happens after you file a claim with the insurance company?

After you file a claim, you’ll receive a call from the insurance adjuster about your accident. The adjuster will ask you early on to provide a recorded statement. Keep in mind that even before you’ve agreed to provide a statement, anything you say can be used against you by the insurance company.