Does Obamacare force employers to provide insurance?

The Affordable Care Act does not require businesses to provide health benefits to their workers, but applicable large employers may face penalties if they don’t make affordable coverage available. These penalties apply to firms with 50 or more full-time equivalent employees.

Can you decline work health insurance?

Employees may decline health insurance offered by employers. Employees should be aware of the individual responsibility requirement taking effect in 2014 under the Affordable Care Act. An employee who refuses employer coverage and doesn’t obtain coverage on his or her own will be subject to a penalty.

Can an employer force you to take health insurance?

Employers often don’t force employees to accept group health insurance. Employees can either take it or opt out of it. However, no law stops an employer from requiring employees to accept group health care coverage, even if the employee must pay the entire premium.

Can you offer health insurance to certain employees only?

Answer. In general, employers are free to offer health insurance to some groups of employees and not others, as long as those decisions are not made on a discriminatory basis. Other than to avoid the ACA penalty, there is no requirement that employers provide health insurance to their employees.

How many employees must an employer have for the Affordable Care Act to kick in?

50
Under the ACA, companies with more than 50 full-time equivalent employees (often referred to as applicable large employers or ALEs) are required to either provide health insurance to their employees or pay a tax penalty for not offering affordable health coverage.

How much does Obamacare cost per month?

On average, an Obamacare marketplace insurance plan will have a monthly premium of $328 to $482. This cost is before Premium Tax Credits have been applied, which people can receive if they are between 139-400\% of the Federal Poverty Levels.