Which SBI credit card is best for normal use?
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Which SBI credit card is best for normal use?
10 Best SBI Credit Cards for 2021
| SBI Credit Card | Annual Fee | Best Suited For |
|---|---|---|
| SBI SimplySAVE Credit Card | Rs. 499 | Retail Shopping |
| SBI SimplyCLICK Credit Card | Rs. 499 | Online Shopping |
| SBI Card PRIME | Rs. 2,999 | Reward Points |
| SBI Card ELITE | Rs. 4,999 | Travel & Shopping |
Is it good to have a credit card and not use it?
If you haven’t used a card for a long period, it generally will not hurt your credit score. And if the card is one of your oldest credit accounts, that can lower the age of your credit history, bringing down the average age of the accounts in your report and lowering your credit score.
Is Credit Card good or bad?
Credit cards are neither good nor bad. They are financial tools that must be used with care. Cards can help or hurt your finances if you don’t use them responsibly. At the same time, credit cards used properly offer a convenient payment method that can build credit and earn rewards for users.
How can I cancel my SBI credit card?
By calling the Helpline number: SBI credit cardholders, who want to cancel or close their credit card account, can do so by calling the toll-free number,1860-180-1290, or 39-02-02-02 (by using the local STD code as prefix).
Why should you get an SBI credit card?
Now let’s take a look at those five reasons why you should get an SBI Credit Card. That’s right! When you apply for an SBI Credit Card via BankBazaar, you enjoy a 100\% contactless, online process. This means no meeting with a bank agent for your KYC verification or signing physical documents.
How do I apply for an SBI credit card?
When you apply for an SBI Credit Card via BankBazaar, you enjoy a 100\% contactless, online process. This means no meeting with a bank agent for your KYC verification or signing physical documents. The entire process is completely online – you apply for a card of your choice and complete the KYC process via eSign or video-call.
What is the minimum income requirement for SBI credit card?
Minimum Income Requirement for Different SBI Credit Cards Credit Card Minimum Income SBI SimplyCLICK Credit Card Rs. 20,000 p.m. SBI SimplySAVE Credit Card Rs. 20,000 p.m. SBI Card PRIME Rs. 32,000 p.m. SBI Card ELITE Rs. 60,000 p.m.
What is the difference between SBI Prime and SBI elite?
SBI Card PRIME: Offers 15 points for every Rs. 100 spent at BigBasket and 10 points on grocery and department stores. Moreover, your annual fee gets waived if you spend more than Rs. 3 lakhs in a year. SBI Card ELITE: Gives you 5 points for every Rs. 100 you spend on groceries and department stores.