How do you politely decline someone borrowing money?

“Keep it simple, ‘I know this is a tough time and I am so sorry I am unable to help. ‘” This, of course, can be more complicated if the person asking is someone you truly care for, but if you don’t have the extra funds or simply prefer not to lend the money, Smith said it’s fine to politely decline.

How do you ask a friend to return money they borrowed?

Here are the best ways to ask for money back:

1. Don’t get confrontational. Credit: TriStar Pictures.
2. Drop hints about needing money.
3. Highlight your own financial situation.
4. Ask for money back in writing.
5. Be flexible about receiving money back.
6. Add a sense of urgency.
7. Ask them to cover your half of the bill.
8. Ask their parents.

How do you graciously say no?

50 ways to nicely say “no”

1. “Unfortunately, I have too much to do today.
2. “I’m flattered by your offer, but no thank you.”
3. “That sounds fun, but I have a lot going on at home.”
4. “I’m not comfortable doing that task.
5. “Now isn’t a good time for me.
6. ” Sorry, I have already committed to something else.

How do you politely ask for something back?

Be bold and come out with your request. Even if they’ve had it a long time, just assume they have intended to return it, and say, “I’d like to get my copy of X-Men back when we meet next.” With that direct approach, embarrassment or common courtesy will likely cause them to return your item. Ask a question about it.

How do you Say No when someone asks to borrow money?

Other ways to say no when someone asks to borrow money: 1 “I wish I could help you out – and I love you – but a $500 loand is not in my budget.” 2 “I know how hard it is for you to ask to borrow money, and I’m honored that you trust me with this. But I’m sorry. I… 3 “Ask Uncle John. He has lots of money.” More

Why does my boyfriend keep asking me to borrow money?

You know your boyfriend is asking to borrow money because he’s not good with the finances. You know you can’t afford to give or lend him money. You’re here because you don’t want to lend him money – and you’re right to be hesitating.

Do you have to pay back money borrowed from friends?

Sometimes, the people who try to borrow money are the ones pushing you to make a quick—and favorable—decision by creating a sense of urgency. Expect that in most cases, money borrowed by family and friends are likely to be never paid back—no matter how they assure you that they’ll return the cash.

How do you politely tell someone you can’t lend money?

1. Repeat yourself firmly, kindly, and gently “I’m sorry, but no. I can’t lend you money because I just don’t have enough to spare.” Keep repeating that sentence; maybe add a twist once in awhile: “My money is spoken for.” You don’t have to lie. Keep it simple.