Can I use BHIM UPI without debit card?

The executive told me that at present it is not possible to get the UPI PIN without using the debit card. So if you have not a debit card, you can not use the useful services of UPI.

How does BHIM adhaar payment work?

BHIM Aadhaar Pay enables Merchants to receive digital payments from customers over the counter through Aadhaar Authentication. It allows for any Merchant associated with any acquiring bank live on BHIM Aadhaar Pay , to accept payment from customer of any bank by authenticating customer’s biometrics.

How can I transfer money from BHIM UPI ID?

Send money by entering UPI ID , account number, aadhaar or by scanning a QR. Request money from other UPI users by entering their UPI ID. Make payments quicker by scanning the QR of the person you want to send money to. Share your QR to let others make payments to you as well!

Can I send money to Aadhaar number?

You can send money using Aadhaar Number of recipient. This option is clearly visible in beneficiary Address in BHIM. You need to enter Aadhaar Number of beneficiary and press verify button. System will verify Aadhaar linking and populate beneficiary address and you can send money.

Does BHIM app ask for ATM PIN?

The PIN will be required to know your account balance and for transferring and receiving funds. It can be created by clicking on ‘Bank Accounts’. You can set your PIN by going to the home page, then Main Menu-Bank Accounts-Set UPI-PIN for the selected account.

What is the minimum transaction amount for BHIM aadhar?

Rs.2
BHIM Aadhaar Pay App user who has declared himself/herself as Merchant and is receiving payments via BHIM Aadhaar app will be eligible for an Incentive of 0.5\% of the transaction value with minimum incentive as Rs. 2 and upper cap of Rs. 50 per Transaction. Maximum transaction limit is Rs10, 000/- only.

What is the difference between BHIM and UPI?

The Unified Payment Interface(UPI) is a payment model that allows you to use your mobiles to send or receive money. This acts as a platform, while BHIM is a separate mobile wallet app. BHIM(Bharat Interface for Money) is a mobile wallet app that helps drive payments online.

Can I send money from BHIM to Google pay?

Once you have registered for BHIM UPI services, you can send payments from your bank account or receive payments into your bank account using BHIM UPI through Google Pay.

Which is better Google pay or BHIM?

BHIM app is comparatively slower than Google Pay. Google Pay is faster but PhonePe surpasses it. BHIM app has a unique feature which lets users make payments using Aadhar Card. But it lacks some important features such as payments using Aadhaar number, which is available in BHIM.

How can I do mobile verification in BHIM?

Step 1: You have to select your preferred language. Step 2: The app will ask permission from you to send SMS to verify. Step 3: Successful attempt will take you to the home page of the BHIM app. Step 4: If it is an unsuccessful attempt, after 45 seconds an OTP will be sent to your mobile.

How to use BHIM app to conduct digital transactions?

If you have signed up for UPI based payments on your respective bank account, which is also linked to your mobile number, then you’ll be able to use the BHIM app to conduct digital transactions. BHIM app will let you send and receive money to other non-UPI accounts or addresses.

What is the maximum amount of money I can send on BHIM?

A user on BHIM can send money to a limit of Rs. 40,000 per transaction and Rs. 40,000 per day. If you’re a new user on BHIM, you can only do transactions up to Rs. 5000 for the first 24 hours.

Where can I download the BHIM app?

It is available for download in Google Play Store. Using BHIM App (Bharat Interface for Money App), you can send and receive money instantly to your PPF Account through your mobile registered with your bank account. It is a secured network using which you can transfer money 24X7.

How do I transfer money from BHIM to a friend?

BHIM also has options to transfer via IFSC, MMID as well for non-UPI banks. If your friend doesn’t have UPI, on top of the send money option, you will see three dots. Tap on that and the ACCOUNT+IFSC option will open up. Put in the details there, and you’ll be able to transfer money.