Which is better bank HDFC or PNB?
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Which is better bank HDFC or PNB?
HDFC has an average customer ratings of 4.5, while PNB has an average customer rating of 3.9, based on which it is clear that HDFC has a high customer service focus, an easy Home Loan process and a quick turnaround.
What are the advantages of Punjab National Bank?
It also provides an ATM cum Debit Card (individuals account) and other benefits like free transfer fund within PNB accounts and free internet banking. *PNB provides 2.90\% interest per annum on the account balance above Rs. 50 lakhs.
Is PNB good for saving account?
Punjab National bank service is not good because it does not have any facility when i compared with other banks. I have been using this account for last 1.5 years. It doesn’t have any credit card facility and it doesn’t give any offers. The branch service is not upto the mark.
Which bank account has more benefits?
The minimum amount required for opening Savings Account in HDFC is Rs. 10,000 for metro Urban branches Rs. 5,000 For Semi Urban branches Rs….HDFC Bank Savings Account.
| Type of Account | Interest Rate | Average Monthly Balance |
|---|---|---|
| Kid’s Advantage Account | 3.00\%-3.50\% | Rs 5000 |
| Institutional Savings Account | 3.00\%-3.50\% | NIL |
Is PNB a govt bank?
Punjab National Bank, abbreviated as PNB, is an Indian nationalised bank. The bank was founded in May 1894 and is the second largest government-owned bank in India, both in terms of its business volumes and its network.
Does PNB charges for low balance?
PNB also offers online banking facility so that customers can do transactions from the comfort of their home….PNB Saving Account: Interest rates, Minimum Balance & Penalty Charges.
| Type of Savings Account | Minimum Balance |
|---|---|
| Savings Account (General) | Rs. 500 – rural areas |
| Rs. 1000 – semi-urban areas | |
| Rs. 1000 – urban areas | |
| Rs. 1000 – metropolitan cities |
How strong is Punjab National Bank?
Punjab National Bank is an Indian financial services company based in New Delhi, India about 5,000 branches across 764 cities. It serves over 37 million customers. The bank has been ranked 248th biggest bank in the world by the Bankers’ Almanac.