What is a lifetime free credit card?

You could also look for the words “Lifetime Free” or “LTF” in the card application form. This means that you will not have to pay annual charges till you continue to use the card.

What extra features can you get with some credit cards?

Here are most of the credit card features that many people value:

• Big sign-up bonuses.
• No annual fee.
• No penalty APR.
• Low interest rates.
• Zero percent interest.
• No balance transfer fee.
• No foreign transaction fees.
• Credit-boosting tools.

What’s the difference between premium and standard credit cards?

What Is a Premium Credit Card? The opportunity to earn better-than-average rewards – particularly for travel-related purchases – and obtain benefits such as travel credits and airport lounge access is the primary difference between premium credit cards and more basic credit cards.

What features do you look for in a credit card?

When you are given information about a credit card, it should include a summary box with standard key information about the card. This should include the interest free period, interest rate and other charges. This is so that you can easily compare different cards.

Why is paying your credit card balance in full important?

When you pay your credit card balance in full, your credit score will improve. A higher score means lenders are more likely to accept your credit applications. They will also offer you preferential borrowing terms, like lower interest rates and higher limits.

What does a premium credit card do?

Premium credit cards come with outsized perks. Travel credits, high rewards rates on spending and rich redemption options are just a few of the benefits premium cardholders can expect. Not everyone will qualify for premium cards. They are typically aimed at consumers with good to excellent credit.

Is card premium a credit card?

Premium credit cards are high-end cards that offer exclusive benefits such as lucrative sign-up bonuses, elite ongoing rewards, airport lounge access, and more. It’s important to understand that “premium” is not an official classification for prestigious credit cards.

What is the maximum limit of HDFC regalia credit card?

HDFC Regalia Credit Card Limit: Rs. 2 Lakhs – Rs. 5 Lakhs.