How can I stop my credit card from being cloned?

Build Customer Profiles. The most effective way to prevent card cloning fraud is to use customers’ data profiles to understand how they normally behave.

Can cloned cards be used at ATM?

What is card cloning? This cloned card can then be used to make purchases at point of sale devices and (where the customer’s personal identification number [PIN] has also been obtained) to make withdrawals from Automated teller machines (ATM).

How do I withdraw money from an ATM securely?

1. Use ATMs That You’re Familiar With. If possible, plan ahead and withdraw cash from an ATM in a familiar location.
2. Look Before You Use. Take a look at the ATM before you insert your card.
3. Have Your Card Ready. ATM withdrawals are best done as in-and-out transactions.
4. Drive Defensively.
5. Put the Cash Away.
6. Use the Buddy System.

How can you protect customers against duplication of debit and credit cards?

How to Prevent Your Credit and Debit Cards from Being Cloned

1. Never let your card out of your sight. Always keep your card within your sight.
2. Sign on the back of the card.
3. Insist on ‘Chip’ cards.
4. Don’t share your PIN.
5. Insist on two-step authentication for online transactions.
6. Track all messages on your phone.

How are ATM cards cloned?

As the card is swiped at the machine, the skimmer device captures the information stored on the card’s magnetic strip. Through the card details like ATM PIN, obtained through the skimmer, thieves use it to purchase things online or create cloned cards.

How are cloned cards used?

This is when the card is cloned or copied with a special swipe machine to make a duplicate of the card. Card details – card number, card holder name, date of birth and address – are stolen, often from online databases or through email scams, then sold and used on the internet, or over the phone.

How can I protect my debit card in wallet?

To protect your Credit or Debit Cards from damage, you can keep them in card protector sleeves. Most of the time, when you receive a credit card, it comes with a simple plastic sleeve. If you lost that sleeve or didn’t get one, you can also make a simple paper sleeve to protect your cards.