How can I cancel my HDFC credit card upgrade?

You can initiate the cancellation process of your HDFC credit card by calling the bank’s customer service number and asking for the card cancellation. Any HDFC cardholders can do it by calling the toll-free number 1800-425-4332.

Why did my bank upgrade my credit card?

Reasons your credit line gets boosted Your credit card offers a built-in path to a higher credit limit. You’ve reported an increase in income. It may help the card issuer with retention. The card issuer hopes you’ll carry a balance.

Can I change my HDFC credit card type?

Login into your Net Banking account using User ID and Password. Click on the Cards Tab. Click on “Credit Card Upgrade’ under Transact Tab. Select your current credit card that you wish to upgrade and then click on the ‘Continue’ button.

What happens if I deregister my HDFC credit card?

What happens if I deregister my HDFC credit card? Once you have deregistered your HDFC credit card, cut the credit card diagonally. If, in case, you use the card after deregistration, the bank will generate fresh dues, which will lead to the termination of the closure process.

How can I cancel my HDFC credit card through net banking?

You can use the HDFC EMI calculator by following the steps below.

1. Visit the HDFC Bank official website.
2. Log in to your credit card account.
3. Choose the type of loan.
4. Enter the loan amount you need.
5. Enter the interest rate in per month or per annum.
6. Select the tenure from 12 to 48 months.
7. Enter the loan booking date.

Does upgrade report to credit bureaus?

Nerdy tip: Activity on the Upgrade Visa® Card with Cash Rewards is reported to bureaus as a line of credit, but without a total credit line limit. Upgrade does report a balance and fixed payments, but since the total credit limit is not reported, credit utilization is not affected.

Does upgrading credit card Remove history?

The good news is that upgrading, downgrading or changing your credit card shouldn’t have a lasting effect on your credit score. If there’s a new account, it will essentially inherit the history of the old one. In some cases, there won’t even be a new account.

Can I downgrade my HDFC credit card?

You can absolutely downgrade your credit card, but there’s an argument to be made for signing up for a new, different credit card instead and simply closing your old one.

How do I request a new HDFC credit card?

Mobile App

1. Download the HDFC App from the Play Store or the App Store.
2. Login to your account.
3. Click on ‘Menu’.
4. Select ‘Cards’.
5. Under the ‘Cards’ section, click on ‘Service Request’.
6. Select the ‘Card Number’ that should be replaced.
7. The card will be sent to your registered mobile number.