How do you integrate UPI SDK?

To integrate UPI SDK in you android app you have to partner with a bank which is offering this service. Only UPI enabled banks are allowed to act as PSP (Payment service Provider). Some banks which are offering this service are: Yes Bank, RBL, ICICI Bank, Axis Bank.

What is UPI SDK?

UPI – SDK Integration. UPI. This cluster aims to document all the knowledge base for UPI transaction. Implementation of most of the UPI flows are different than normal transactions. There are broadly 2 types of UPI transactions, Collect and Intent(Pure Intent/In App).

How do I get a UPI Licence?

One needs to download a UPI app and create a VPA (Virtue Payment Address) or UPI ID. Every user of UPI app must have a unique ID which is known as VPA. There are many UPI apps available such as BHIM, SBI UPI app, HDFC UPI app, iMobile, Phone app, etc.

How do I Authorise a UPI transaction?

Here’s how the process looks like:

1. Register for UPI on Google Pay app & link your HDFC Bank Account with “okhdfcbank” handle.
2. Enter your UPI ID on the IPO application form and submit it.
3. You will get a fund block request on Google Pay app.
4. Approve the request in the Google Pay App to block the amount for the IPO.

How do you integrate a website UPI?

Payment flow:

1. In this case, the bank will create a VPA and then you can get paid by customers on the same VPA on your mobile app. Once you have the access to UPI SDK, you need to add it to your website/mobile application to enable transactions using UPI.
2. Here no separate UPI app such as BHIM, Google Pay etc is required.

How do I integrate GPAY into my website?

Prerequisites

1. Business channels must accept UPI and be verified merchants by NPCI/banks.
2. Ensure that you have the details required to accept payments using UPI ID with your bank.
3. Ensure that you have all of the required APIs from your bank to check the status of a payment.

How do I complain to NPCI?

1. Every end-user customer can raise a complaint with respect to a UPI transaction, on the PSP app / TPAP app.
2. End-user customer can select the relevant UPI transaction and raise a complaint in relation thereto.

How do I create a UPI URL?

Unified Payments Interface QRCode Generator Enter your name and your VPA to get a link. When the link is clicked / QR Code is scanned on a mobile with UPI app, it opens the payment screen directly. No information you enter is collected / transmitted / stored. Link / QRCode is generated by your browser.

Can I create my own UPI?

Tap the bank account for whom you want to create a new UPI ID. Select “Manage UPI IDs” Tap the ‘+’ next to the UPI ID you want to create. When making a payment, you can select the UPI ID you want under “Choose account to pay with”

Can I make my own UPI app?

To start using UPI for transactions, you will have to register yourself on a UPI enabled bank’s app or a 3rd party app such as BHIM UPI, PhonePe, etc. First of all, download the app and set-up by selecting a language, mobile number, and then create your unique VPA. This unique VPA/ID will be used for transactions.

How do you approve a mandate in the UPI app?

Select the profile option on the top-right corner of the home screen; scroll below to find Mandates. You will be able to find your mandate in the “Pending” Column. You have to click on the mandate to authorize. You can then accept the mandate request by proceeding to enter your UPI PIN to validate your application.

How do I approve a payment method on Google?

Respond to a request for money

1. Open Google Pay .
2. From the bottom of the screen, slide up.
3. Tap the name or photo of the contact who sent the request.
4. Tap the Pay option on the request.
5. Review information about the requester, amount, and description and choose a form of payment.
6. Tap Proceed to pay.
7. Enter your UPI PIN.

How to integrate UPI in your website/application?

Currently, only the banks can act as Payment Service Providers (PSPs) for UPI and hence the first step to integrate UPI in your website/application is to partner or tie up with a bank as a merchant. The banks which are offering the UPI SDK include RBL, ICICI, Yes Bank, and Axis Bank.

Which banks are offering UPI SDK in India?

The banks which are offering the UPI SDK include RBL, ICICI, Yes Bank, and Axis Bank. Once you have the access to UPI SDK, you just need to add it to your website/application to enable transactions using UPI.

How to use UPI for sending money?

For using UPI, users need to create a UPI ID of their choice and link it to any bank account. The UPI ID acts as their financial address and users need not remember beneficiary account number, IFSC codes or net banking user id/password for sending or receiving money.

How to block funds using UPI ID?

The UPI ID can be used for blocking of funds and making payment in the public issue process. You can accept the request to block the funds for the amount you have bid by entering your UPI PIN in the mobile application. The money shall be blocked and shall be automatically remitted to the Escrow Bank, in case of allotment.