What are the benefits of Pradhan Mantri Jan Dhan Yojana?

Benefits under PMJDY

• One basic savings bank account is opened for unbanked person.
• There is no requirement to maintain any minimum balance in PMJDY accounts.
• Interest is earned on the deposit in PMJDY accounts.
• Rupay Debit card is provided to PMJDY account holder.
• Accident Insurance Cover of Rs.

What is the main objective of Jan Dhan Yojana?

Key objective of the PMJDY is to ensure access of financial services such as basic savings & deposit accounts, insurance, pension, credit and remittance to all households at an affordable cost.

How does Jan Dhan Yojna work?

The account holders would be eligible for interest on their deposits. They are not mandated to have a minimum balance in the account. The scheme allows Direct Benefit Transfer for beneficiaries of Government Schemes. Account-holders can get easy access to pension and other insurance products with the PMJDY scheme.

Who implements Pmjdy?

Ministry of Finance
Pradhan Mantri Jan-Dhan Yojana (PMJDY) – National Mission for Financial Inclusion, completes six years of successful implementation. Ministry of Finance is committed to provide financial inclusiveness and support to the marginalized and hitherto socio-economically neglected classes.

Is Jan Dhan account still opening?

The Jan-Dhan Yojana account opening process is completely online. Get the Pradhan Mantri Jan-Dhan Yojana application form from the Pradhan Mantri Jan-Dhan Yojana’s official website or from any other bank’s website. The bank account will be opened after the documents have been verified.

How can I access my Pmjdy account?

Follow the steps given below to know your Jan Dhan Yojana account balance using this service.

1. Dial *99# from your handset.
2. You will receive a welcome message on your phone.
3. The first 3 letters of your bank’s short name.
4. The first 4 letters of your bank’s IFSC code.

How can I register in Pmjdy?

Download Application Form for Jan Dhan Yojana Bank Account

1. To apply for the account, you will be required to download the application form in PDF format (available in Hindi and English) from the official website for the scheme.
2. In the downloaded form, you have to fill in the name of the bank, along with the bank code.