Can we claim insurance of car on learning Licence?

Whether you have a temporary or permanent RC of your car, you can raise a claim under the loss of licence or RC cover. However, to buy loss of licence or RC add-on cover, you need to have comprehensive insurance and not a third party car insurance policy.

Are learner drivers liable for damage?

A car with a learner driver behind the wheel collides into you while you are walking on the pavement or crossing the road – the driving instructor is responsible for a vehicle being driven by a learner driver and may be held liable for failing to prevent an accident.

Can a learner driver drive my car on my insurance?

You need your own insurance as a learner driver if you’re practising in a car you own. If you’re practising in someone else’s car, you need to make sure their insurance policy covers you as a learner driver. Some insurance companies require the person supervising you to be over 25 years old.

Can a learner driver drive with a Licence holder?

Under the Motor Vehicles Act, a person holding a learner’s license can drive a vehicle on two conditions. One, the vehicle must have a ‘L’ sign both on the front and rear screens of the vehicle. Second, a permanent license-holder must accompany the learner’s license holder in the car when the learner is driving.

Can you drive alone with learners insurance?

You won’t need to take out your own learner driver insurance for official lessons. If you do that, you’ll need to either take out your own learner driver insurance on their car, or get added as a named driver to their policy. If you’ve bought your own car, you’ll need to insure it before you can drive it.

Do we need FIR to claim insurance?

Without an FIR, no insurance company will entertain your claim and without informing a cop, no FIR will be issued. Therefore, you must obtain your FIR copy at the earliest. Absence of vital information Usually after an accident, most people are busy getting the details such as driver’s name, his license, etc.