Is Discover card worth having?

That’s a potential of $600 cash-back the first year when maxing out quarterly bonus categories. After that your cash-back will no longer be matched, but a Discover card is still a good card to have in your wallet for quarterly bonus earnings, Discover It Deals, and special offers.

Is Discover card well accepted?

Discover is now also at 99\% acceptance among U.S. merchants that take credit cards. That’s according to the February 2020 Nilson Report industry newsletter. For instance, the 2019 version of the Nilson Report noted Discover was accepted by only 96\% of U.S. merchants.

Does Amazon take Discover?

Amazon Pay accepts credit and debit cards. Credit cards currently accepted include Visa, Mastercard, Discover, American Express, Diners Club, and JCB. The Amazon.com store card is available for use with selected merchants.

What is the average credit limit on a Discover it card?

In general, the average Discover it® cardholder received an initial limit of around $3,000, with higher limits going to those with exceptional credit and/or particularly high incomes.

What is the credit limit on Discover it card?

The minimum security deposit is $200 to open a Discover it® Secured Credit Card account. You can choose to deposit more money to get a higher limit. The maximum credit limit is $2,500.

Does Mcdonalds accept Discover?

Plastic is now on the menu at McDonald’s as credit and debit cards are to be accepted in about 6,000 restaurants by year-end. The QSR has signed agreements with Visa, MasterCard, American Express and Discover.

Do airlines accept Discover Card?

United accepts Visa®, and all other major credit cards, including MasterCard®, American Express®, Discover®, Diners Club® and JCB, for inflight purchases on all United and United Express® flights. Debit cards bearing Visa or MasterCard logos are accepted on board as well.

Does Discover do a hard pull?

Yes, the Discover it® Secured Credit Card will do a hard pull. A hard pull usually causes an applicant’s credit score to drop by 5-10 points. Most people’s scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months.

What is the highest credit limit for Discover?

The highest credit limit on a Discover card is not public knowledge, as Discover does not disclose a maximum credit limit for any of its unsecured credit cards. Some Discover cardholders have reportedly been approved for credit limits ranging from $10,000 up to $20,000.

What are the requirements for a Discover credit card?

This rule definitely stays true for the standard Discover IT card, which requires a minimum of a 650 credit score for approval. The average approved score for a Discover IT card is much higher, at 708. The good news is that there are versions of the Discover IT card that do allow for a lower minimum credit score.

How do you apply for a Discover Card?

Apply for a Discover Card. Visit the Discover Card website and click on the “Apply for a Card” tab at the top of the page. Click on the icon of the card you decided would best suit your needs. Choose a card design (if applicable) and enter your name, address, housing and employment information.

What are the benefits of a Discover Card?

Discover it Card. However, one of the benefits of the card is that there are no annual fees. The card is obviously a great deal – offering generous rewards and as a bonus double your rewards in the first year. Depending on where you buy things, you might be more likely to take advantage of the 5\% cash back options.

How can I Check my Discover Card Application Status?

How to Check Your Discover Application Status + 7 Best Cards Check Online with Your SSN & ZIP Code. Discover makes it easy to check your approval status online. Call 1-800-DISCOVER to Connect with an Agent. If you prefer, you can call 1-800-DISCOVER to get your current application status. Reasons Your Application Could Be Denied. 7 Best Discover Cards to Apply For.