Can a car rental company force you to buy insurance?

But there’s no corresponding law that says you have to purchase insurance, which technically isn’t insurance, but an expensive and highly profitable collision-damage waiver (CDW) or loss-damage waiver (LDW) product sold by your car rental company. The policies can routinely double the cost of your rental.

What do you do if you don’t have rental cars available?

If none of the car hire companies can help you right away, or if it’s late and the rental counters are closing, the best option is to take a taxi, a train or a bus to get to where you need to go. Then return the next day when hopefully something may be available.

What happens if you get in a car accident while renting a car?

If you need a rental car, you’re probably on a vacation or business trip. In any case, the last thing you need to worry about is getting into a car accident, and being held responsible for damage to the rental vehicle.

How do I get insurance for a rental car?

If you get into an accident, or otherwise damage the vehicle at any point during the rental period, the three primary sources of potential insurance coverage are the rental car company, your personal car insurance, and the credit card you used to pay for the rental.

What is the collision damage waiver for rental cars?

The collision damage waiver is not technically insurance, and it is always optional (at an extra cost, of course). If your personal car insurance policy has comprehensive and collision coverage, your car insurance policy will probably pay for any damage or loss to the rental vehicle.

What to do if your rental car is damaged?

You need to stop renting your automobile once the auto shop repairs your damaged car. Once the shop repairs your vehicle, the insurance company is no longer responsible for rental fees. At the soonest moment, get your fixed vehicle and return your rental car.