Is PMAY applicable for male?

Any household that includes a married couple and unmarried children can apply for PMAY benefits. Any earning adult member of the family who is unmarried is considered as a separate household. Female ownership or co-ownership is mandatory for EWS and LIG categories.

Is Pradhan Mantri Awas Yojana only for female?

The Pradhan Mantri Awas Yojana (PMAY) is envisaged to encourage homeownership amongst women in cities also as the villages. As per PMAY guidelines, the govt has made it necessary for a family to possess a minimum of a one-woman member registered as the owner of a new house under the flagship housing program.

Who can benefit from Pradhan Mantri Awas Yojana?

Individuals who are eligible for PMAY scheme are: Any household with an annual income between ₹ 3 lakh to 18 lakh can apply for this scheme. The applicant or any other family member must not now own a pucca house in any part of the country. The beneficiary cannot avail PMAY benefits on the already built house.

Can a unmarried male having income less than 6 lakhs avail the benefit of PMAY subsidy A without female co owner?

For income between Rs 3 lakh and Rs 6 lakh, you will be eligible for the PMAY LIG scheme. Since you are unmarried neither you nor your parents should be owning any pucca house anywhere in India. If all these conditions are satisfied then you will be eligible for PMAY benefit.

Is there any scheme for ladies?

Interest subsidy Scheme to Women entrepreneurs (KSFC) : Under this Scheme Women entrepreneurs are eligible to obtain loan of Rs. 5.00 lakhs to Rs. Out of which 10\% of interest share will be paid by Karnataka State Women’s Development Corporation.

How much is the subsidy for PMAY?

PMAY Subsidy Calculator Credit linked interest subsidy of 6.5\% will be provided to the eligible beneficiaries in EWS/LIG category by the Government of India for 15 years or the actual tenor of the loan (whichever is lower).